Insider's Insurance

Taking the time to prepare an inventory of your personal property can alleviate any concerns you have about receiving the maximum reimbursement from your insurance company.  It will also save you from feeling overwhelmed with minutia when you are dealing with the stress of a large loss.

A home inventory will provide you and the insurance company with the details needed to demonstrate the value of your damaged possessions. The details can include video, pictures, bills, receipts, appraisal forms and any other documentation you have describing an item’s value.

There are several ways to prepare a home inventory and having as much detail as possible is recommended. A simple way to do this is to take pictures of everything you have and store them in a safe place. If you would like to be more detailed you can download a free software program that will help guide you through the process. One such program is available at www.knowyourstuff.org.

You may also want to hire a professional to handle the task for you instead of doing it yourself. This is recommended if you have high value property that requires a higher level of expertise and care. There are several reputable companies in Connecticut and New York who specialize in preparing home inventories that would be happy to assist you.

This entry was posted on Wednesday, January 6th, 2010 at 9:36 am and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.